Bank of the James Financial Group, Inc.
NASDAQ
Real-time Data
01:30 PM
Day's Range
26.4652 wk Range
13.26Key Statistics
Symbol
BOTJ
Name
Bank of the James Financial Group, Inc.
Currency
USD
Exchange
NASDAQ
High
26.87
Low
26.465
Open
‪26.64‬
Last
‪26.75‬
Market Cap
121.35M
Pe Ratio
‪11.08‬
Volume
2.49K
Average Volume
24.99K
Dividend Yield
‪1.49%‬
Change
0.05
Percent Change
0.21
Timestamp
2026-07-20
Close
26.755
Today Range Start
‪26.46‬
Today Range End
‪26.87‬
52 Week Range Start
‪13.26‬
52 Week Range End
‪29.79‬
Type
Stocks
Country
United States
Compliance - BOTJ - Bank of the James Financial Group, Inc.
Compliance
Status
NON_COMPLIANT
Report Date
2025-02-16
Business Screen
NON_COMPLIANT
Financial Screen
COMPLIANT
Compliant Revenue
‪80.00%‬
Non Compliant Revenue
‪12.00%‬
Questionable Revenue
‪8.00%‬
Securities To Market Cap Ratio
‪1.00%‬
Debt To Market Cap Ratio
‪3.00%‬
Historical Data - BOTJ - Bank of the James Financial Group, Inc.
Historical Data
Market Cap - BOTJ - Bank of the James Financial Group, Inc.
Market Cap
2026-07-20
121.35M
2026-07-17
121.30M
2026-07-16
122.03M
2026-07-15
119.10M
2026-07-14
118.49M
2026-07-13
118.62M
2026-07-10
115.90M
2026-07-09
115.40M
2026-07-08
114.53M
2026-07-07
114.71M
Dividend - BOTJ - Bank of the James Financial Group, Inc.
Dividend
2026-05-22
0.1000
Splits
2021-06-24
11-for-10 split (0.90909)
Splits - BOTJ - Bank of the James Financial Group, Inc.
Earnings - BOTJ - Bank of the James Financial Group, Inc.
Earnings
Balance Sheet - BOTJ - Bank of the James Financial Group, Inc.
Balance Sheet
| Period Ending | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|---|
 Assets | 1.03B | 979.24M | - | - | - | - |
| Liabilities | 958.97M | 914.37M | - | - | - | - |
| Shareholders Equity | 80.04M | 64.86M | 60.03M | 50.22M | 69.42M | 66.73M |
Cash Flow - BOTJ - Bank of the James Financial Group, Inc.
Cash Flow
| Period Ending | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|---|
| Operating Activities | - | - | - | - | - | - |
| Investing Activities | - | - | - | - | - | - |
| Financing Activities | - | - | - | - | - | - |
| End Cash Position | 84.47M | 73.30M | 74.83M | 61.76M | 183.15M | 100.88M |
| Income Tax Paid | 2.34M | 1.85M | 1.86M | 2.18M | 2.55M | 1.58M |
| Interest Paid | 13.40M | 15.16M | 9.23M | 2.10M | 2.14M | 4.62M |
| Free Cash Flow | 10.49M | 5.95M | 7.91M | 8.12M | 13.44M | 3.44M |
Income Statement - BOTJ - Bank of the James Financial Group, Inc.
Income Statement
| Period Ending | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|---|
| Sales | 47.75M | 43.55M | 41.80M | 42.02M | 37.18M | 35M |
| Cost of Goods | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - |
| Operating Expense | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - |
| Non-Operating Interest | - | - | - | - | - | - |
| Other Income Expense | - | - | - | - | - | - |
| Pre Tax Income | 11.14M | 9.92M | 10.27M | 11.11M | 9.45M | 6.17M |
| Income Tax | 2.12M | 1.97M | 1.57M | 2.15M | 1.86M | 1.19M |
| Net Income | 9.02M | 7.94M | 8.70M | 8.95M | 7.58M | 4.98M |
| EPS Basic | 1.99 | 1.75 | 1.91 | 1.91 | 1.6 | 1.045455 |
| EPS Diluted | 1.99 | 1.75 | 1.91 | 1.91 | 1.6 | 1.045455 |
| Basic Shares Outstanding | 4.54M | 4.54M | 4.56M | 4.69M | 4.74M | 4.77M |
| Diluted Shares Outstanding | 4.54M | 4.54M | 4.56M | 4.69M | 4.74M | 4.77M |
| Ebit | - | - | - | - | - | - |
| Ebitda | - | - | - | - | - | - |
| Net Income Continuous Operations | 9.02M | 7.94M | 8.70M | 8.95M | 7.58M | 4.98M |
| Minority Interests | - | - | - | - | - | - |
| Preferred Stock Dividends | - | - | - | - | - | - |
Recommendations - BOTJ - Bank of the James Financial Group, Inc.
Recommendations
Profile - BOTJ - Bank of the James Financial Group, Inc.
Profile
Mic Code
XNCM
Sector
Financial Services
Industry
Banks - Regional
Employees
162
Bank of the James Financial Group, Inc. operates as a bank holding company in the financial sector, primarily providing banking and related financial services. The bank focuses on serving individual clients, businesses, and professionals within its local communities, predominantly in Virginia. It offers traditional banking services including personal and commercial checking accounts, savings accounts, money market accounts, and certificates of deposit. Beyond deposit services, the institution provides commercial, personal, and mortgage loans tailored to its clientele. Bank of the James also engages in investment management, offering clients strategic financial planning and asset management solutions. By prioritizing regional market needs, it establishes long-term customer relationships and contributes to local economic development. Its role in the financial market is significant for the local communities it serves, acting as a financial catalyst for regional growth and stability. The bank's localized approach ensures tailored financial solutions, fostering a robust financial ecosystem within its operational footprint.
Profile Details
Type
Common Stock
Ceo
Mr. Robert R. Chapman III
Address
828 Main Street
City
Lynchburg
State
VA
Zip
24504
Country
United States
Phone
434 846 2000
