Experian plc (EXPN)

Profile

https://www.experianplc.com

Experian plc is a multinational data broker and consumer credit reporting company headquartered in Dublin, Ireland. It operates as one of the world's largest credit bureaus, providing data, advanced analytics, and scalable software platforms across five key ecosystems: Financial Services, Consumer Services, Health, Automotive, and Marketing Services. The company assists financial institutions, banks, lenders, telecommunications, insurance providers, hospitals, automotive manufacturers, and advertisers by enabling customer onboarding, creditworthiness assessment, fraud prevention, patient identity verification, vehicle history analysis, and targeted digital marketing. Experian plc runs a major direct-to-consumer platform with over 200 million members, offering free credit scores, reports, financial tools, and identity protection in markets like the US, UK, and Brazil. With leading market positions, including number one or two in major regions and serving about 60% of US hospitals, it generates revenue through transactional data contracts, software subscriptions, referral fees, and consultancy services. Employing around 25,200 people across 32 countries, Experian plc leverages unique datasets and AI innovations to support client decision-making and consumer financial health.